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Personal Financial Literacy

In Sixth Grade

Sixth grade students compared the differences between a checking account, a debit card, and a credit card, described the purpose of and information found on a credit report, explained various pays to pay for college, compared annual salaries of several occupations requiring different levels of education, and understood the importance of establishing a positive credit history.

In Seventh Grade

Seventh grade students will calculate sales and income taxes, identify components of a personal budget, create and organize financial assets and liabilities, use a family budget estimator, calculate and compare simple and compound interest earnings, and analyze and compare monetary incentives such as coupons and rebates.

In Eighth Grade

Eighth grade students will solve problems comparing the interest rate and loan length, explain how investments grow over time, calculate the cost of repaying a loan, identify advantages and disadvantages of different payments, identify situations that represent financially responsible decisions, and estimate the costs of attending various education institutions.